The vision of simple, easy payments everywhere is no pipe dream. It would level up commerce exponentially, making money surge faster than a trillion bullet trains around the world. Ditching plastic cards and doing away with dedicated terminals will make doing business much, much easier. Take away the middleman and you’ve got a system anyone can opt into with ease, even the unbanked and those who can’t access the system now. No card. No dumb black box to swipe it in. Just a silent exchange between your wallet and the app or site, giving you exactly what you want, when you want it.